$100 Bilt Travel Hotel credit1
Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.
Bilt Obsidian Card
Pay rent and mortgage,
eat food, travel, repeat.
See if you’re approved with no credit
score impact.
The best everyday card meets points on rent and mortgage
Welcome bonus1
$200of Bilt Cash
Spend Bilt Cash where you want: hotels, Lyft rides, Walgreens purchases, and more.
Housing payments1
Rent and mortgage
up to1.25X
Pay with no transaction fee, always
Your featured point earnings1
Bilt partner restaurants
up to6X20,000+ U.S. restaurants
Other dining or grocery
3XYour choice. Grocery up to $25K/year
Hotels & Flights
up to4XBooked on Bilt Travel Portal
Lyft
3XAfter linking Bilt and Lyft accounts
Other travel
2XOther everyday purchases
1X
Plus, get premium benefits designed for everyday value
No foreign transaction fees†
Enjoy no foreign transaction fees when traveling internationally.
Earn rewards as a household
Manage household spending all one account. Add anyone age 13+, set spending limits, and earn rewards.
Earn additional points at 50,000+ Bilt partners
From restaurants and fitness studios to Walgreens and more.
Additional cardholder benefits
- Cellular Wireless Telephone Protection2
- Purchase Assurance2
- MasterRental Coverage2
- Trip Cancellation and Interruption Protection2
- Trip Delay Reimbursement2
- Extended Warranty2
What the experts are saying about the Bilt Card
Keeps annual fees† low and maximize bonus categories, while earning points on mortgage or rent payments
The Points Guy4.5 out of 5 stars
NerdWalletMaxed out, the Obsidian can earn up to 5X points on dining or groceries
SELECTCNBC SelectIn addition to its rewards on housing payments, the Bilt Obsidian Card can also be a top-of-wallet option for its generous earnings on dining or groceries
NerdWallet
