Bilt

Bilt Blue Card

Earn points on your rent and mortgage with no annual fee†

See if you’re approved with no credit
score impact.

Apply now
Offer Terms†Rates & Fees

Get rewarded everywhere you spend

Welcome bonus1

$100of Bilt Cash

Spend Bilt Cash where you want: hotels, Lyft rides, Walgreens purchases, and more.

Housing payments1

Rent and mortgage

up to1.25X

Pay with no transaction fee, always

Your featured point earnings1

  • Bilt partner restaurants

    up to4X

    20,000+ U.S. restaurants

  • Hotels & Flights

    up to3X

    Booked on Bilt Travel Portal

  • Lyft

    3X

    After linking Bilt and Lyft accounts

  • Other everyday purchases

    1X
Apply now
$0 annual fee†1Offer Terms†Rates & Fees

Premium benefits, built in

  • Friends dining together at a restaurant

    Earn additional points at 50,000+ Bilt partners

    From restaurants and fitness studios to Walgreens and more.

  • Couple sitting on a sofa looking at their phones

    Earn rewards as a household

    Manage household spending all one account. Add anyone age 13+, set spending limits, and earn rewards.

  • Traveler overlooking a coastal city at dusk

    No foreign transaction fees†

    Enjoy no foreign transaction fees when traveling internationally.

  • Bilt Blue Card stainless steel face

    Stainless steel card design

    Precision-cut stainless steel, weighted to feel unmistakably premium.

Additional cardholder benefits

  • $5 monthly Lyft credit2
  • 10% off scheduled airport Lyft rides2
  • Cellular Wireless Telephone Protection2
  • Purchase Assurance2
  • Mastercard ID Theft Protection2
  • MasterRental Coverage2

What the experts are saying about the Blue Card

  • A solid option for those who prefer straightforward earnings with minimal effort
    The Points GuyThe Points Guy
  • Bilt Blue Card is the best $0 annual fee† points transfer card in the market
    View from the WingView from the Wing
  • Offers industry-leading flat-rate earnings for those who can boost their rewards by earning points on housing.
    Forbes AdvisorForbes Advisor
  • A solid entry card to the world of Bilt, offering 1X on everyday purchases without charging an annual fee†.
    CNBCSELECTCNBC Select

Explore our other cards

  • Bilt Obsidian Card

    Pay rent, eat food, travel, repeat.

    View card$95 annual fee†

  • Bilt Palladium Card

    Our most rewarding premium card

    View card$495 annual fee†