BILT Investors :: FAQ's for Shares/Fixed Deposits : Fixed Deposits

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FAQs For Shares	FAQs on Scheme of Arrangement & Reorganisation

FAQs For Fixed Deposits


Q1.	What is the procedure to get change of address recorded with the Company?
Q2.	Can I request for temporary change in my address?
Q3.	Which mode of communication can be used for sending the request to the company?
Q4.	Will I get acknowledgement letter for change of address?
Q5.	Can there be multiple addresses for a single FDR?

B. Change/Inclusion of Bank Particulars

Q1.	What is the procedure to get change in my bank details recorded with the Company?
Q2.	Will I get acknowledgement letter for change/inclusion of bank details?
Q3.	Which mode of communication can be used for sending the request to the company?
Q4.	How can I get new cheque in lieu of interest/refund warrant having details of my old bank account which has been closedt?

C. Duplicate FDR

Q1.	I have lost /misplaced my Fixed Deposit Receipt. What steps should I take to obtain duplicate FDR?
Q2.	I have lost my Fixed Deposit Receipt, which has already matured. How can I get repayment of FDR?
Q3.	I do not remember the lost / misplaced Fdrs’ no. or have not received FDR against the application made by me? How shall I fill in the same in the indemnity bond for issue of duplicate FDR?

D .Duplicate Interest/Refund warrant(s)

Q1.	I have lost /misplaced my Interest/Refund warrant(s).What steps should I take to obtain duplicate Interest/Refund warrant(s)?
Q2.	Valid date of my lost refund/interest warrant has already expired. Can company issue me duplicate cheque(s) without furnishing Indemnity bond?
Q3.	I have not received the Refund / Interest Warrant or I do not remember the lost / misplaced Refund / Interest warrant details? How shall I fill in the same in the indemnity bond?
Q4.	Why can’t company issue stop payment request to the bank for my lost refund/interest warrant and issue duplicate cheque immediately?

E. Repayment of Fixed Deposit

Q1.	What is the procedure for repayment of Fixed Deposit on maturity?
Q2.	What is the maximum period of sending Fdr in advance for repayment ?
Q3.	What is the mode is adopted for repayment of Fdr by the company?
Q4.	Can I withdraw the fixed deposit amount before maturity?
Q5.	Am I permitted to take loan from the company on my Fixed deposit?

F. Appointment of Nominee

Q1.	How do I make nomination with regard to my Fixed Deposit?
Q2.	Can I nominate a minor with regard to my Fixed Deposit?
Q3.	Can the nomination be changed at any point of time?

G. Transmission Of Fixed Deposit

Q1.	In the event of death of first applicant, how do surviving joint applicant(s)/ nominee get the Fixed Deposit transferred in their names?
Q2.	Can new F.D holder(s) add name of another joint name or nominee?
Q3.	If F.D holder, holding Fdr in his/her sole name dies, how can his/her legal heir(s) get FDR transmitted in their name(s)?
Q4.	What will be the transmission process in case sole F.D holder dies without leaving the will?

H. Revalidation of refund/ interest warrant(s)/Demand Draft.

Q1.	What is validity period of refund/ interest warrant(s)/Demand Draft?
Q2.	I have forgotten to deposit refund/ interest warrant(s)/Demand Draft within validity period. How can same be re-validated?

I. Duplicate Tax Deducted at Source (TDS Certificate).

Q1.	I have not received the TDS certificate from the company.What should I do to get the same?
Q2.	I have lost my TDS certificate(s), how can I get duplicate TDS certificate?

J. Tax Deducted at Source & 15-G

Q1.	Under what circumstances is Tax Deducted at Source?
Q2.	How can one get exemption from TDS deduction?

K. Change in name of F.D Holder

Q1.	Can Fixed deposit holder(s) change his/ its name in the records of the company?

For queries related to Fixed Deposit kindly write to Ms. Archana Pandit Ballarpur Industries Ltd. First India Place, Tower C, Mehrauli - Gurgaon Road, Gurgaon Haryana - 122002, India Fax: 95124-2804251 E-mail: apandit@bilt.com

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